Auto Financing FAQs

Interest rates fluctuate based on economic conditions and individual credit scores. To get the most current rates, contact our local Ford finance team.

Maintaining an above-average credit score, typically a FICO score of 700 or higher, can help you secure a favorable interest rate.

While a down payment is not always necessary, we recommend putting down 20-30% of the sale price to lower your monthly payments and reduce the overall loan amount.

In addition to the sale price, be prepared for taxes, titling and license fees. Don't forget to budget for fuel and maintenance costs as well.

You can easily find the value of your trade-in by using our online value your trade tool. Our experienced team is here to help you upgrade to a new Ford or pre-owned car.

Yes, your credit score significantly impacts the interest rate you qualify for. Higher credit scores generally receive lower interest rates.

Yes, we work with various lenders to provide financing solutions for individuals with low credit scores.

Yes, we offer financing options for customers who are new to credit. Our team will help you find a solution that fits your needs.

A 72-month term is standard in today's market, offering a balance between manageable monthly payments and overall interest costs.

Yes, we often provide competitive rates through our network of lender partners. Comparing our rates with your pre-approved offers is recommended.

Yes, refinancing your loan is an option if you wish to lower your monthly payments in the future. Our finance team can explore refinancing opportunities with you.

Yes, selling or trading in your vehicle before fully paying off the loan is common. We can help you navigate this process efficiently.

Yes, we offer extended warranties and service contracts to ensure long-term protection for your vehicle.